CryptosBeginner

Crypto Cards in European Union

MiCA regulation is standardizing crypto services across the EU. Many cards passport across the EEA, but availability and terms can still differ by country.

Tax note

Tax treatment varies by member state. Many EU countries tax crypto disposals as capital gains; a few exempt long-held assets. Check your country's specific rules.

General information only, not tax advice. Consult a local professional.

Cards listing European Union availability (83)

Based on provider-published availability. Always confirm your eligibility on the official page before applying.

Crypto.com Midnight Blue Visa prepaid cardVisa

Crypto.com Visa Card

A prepaid Visa card with tiered CRO rewards, subscription options, or CRO lockup requirements.

Availability: Jurisdiction-dependent; Crypto.com publishes separate regional disclosures.

Wirex physical crypto cardVisa or Mastercard

Wirex One Card

A virtual, physical, or metal card tied to the Wirex One spending platform.

Availability: Wirex advertises availability in 150+ countries, subject to product and jurisdictional restrictions.

MetaMask Card product imageMastercard

MetaMask Card

A crypto debit card connected to a MetaMask wallet, with Virtual and Metal options.

Availability: Country and territory dependent; the reviewed page listed supported countries and noted temporarily closed US and UK sig...

Nexo crypto cardMastercard

Nexo Card

A dual-mode card that can spend digital assets or access credit against collateral.

Availability: Selected European countries including the EEA and UK, subject to identity verification and eligibility.

RedotPay physical stablecoin cardCard networks vary by region

RedotPay Card

A stablecoin-based spending card with virtual and physical formats.

Availability: Registration is unavailable in certain countries and regions; verify the current unsupported-country list.

Bybit Card Mastercard product imageMastercard

Bybit Card

A crypto spending card with a published cashback range and strict regional limitations.

Availability: Certain countries only; the reviewed official notice explicitly excludes European Economic Area customers.

KardPay Core green Visa/Mastercard cardVisa or Mastercard

KardPay Card

A tiered crypto spending card with one-time pricing and published top-up fees.

Availability: The official page advertises 180+ countries; eligibility and card issuance remain subject to the account flow and provid...

Tria Virtual Card official product visualVisa

Tria Card

A self-custodial Visa card with virtual, Signature, and Premium formats.

Availability: Tria advertises card spending in 150+ countries; confirm current country eligibility in the application flow.

Wallbit international Visa card shown with the Wallbit appVisa

Wallbit Card

A US-issued Platinum Visa card connected to Wallbit’s dollar account and international spending platform.

Availability: Wallbit advertises use in 180+ countries; country, merchant, billing-address, and account restrictions apply.

Winity Exclusive physical Visa cardVisa

Winity Card

A digital-asset-linked Visa with Exclusive virtual, Exclusive physical, and Executive metal tiers.

Availability: Winity advertises 180+ countries, but says services are issued in Hong Kong and availability may vary by jurisdiction.

OppiWallet virtual card activation screenMastercard

OppiWallet Card

A self-custody wallet-linked virtual Mastercard for spending supported crypto assets.

Availability: Oppi advertises availability in 210+ countries, subject to local regulatory and provider restrictions.

wavecard official Bitcoin card visualVisa

wavecard

An EEA Bitcoin debit card that can connect to a Lightning wallet.

Availability: The official FAQ states that residents aged 18+ in the European Economic Area can apply.

Kripicard black virtual cardVisa or Mastercard

Kripicard

Instant virtual Visa or Mastercard products funded with crypto, with no credit-check claim.

Availability: The official site advertises 190+ countries, but country-specific eligibility and card BIN availability should be checke...

BingCard virtual and physical crypto card productsVisa or Mastercard

BingCard

A virtual and physical crypto debit-card service whose official page states no photo ID or verified address for the stated flow.

Availability: The official page advertises international use and 190+ country coverage; confirm the current supported-country list and...

Kite stablecoin card official product visualVisa

Kite Card

A non-custodial stablecoin Visa with instant virtual provisioning and app-based spending controls.

Availability: Kite advertises use in 180+ countries; the exact application-country list and issuing-partner terms should be checked in...

DeFi.com Visa card and account dashboard official visualVisa

DeFi.com Card

A pre-launch Visa card concept connected to DeFi.com’s self-custodial account and waitlist.

Availability: The official page markets global use but says products and features may be region-dependent; the card is presented throu...

Privacy Gateway official card-service logoVisa

Privacy Gateway Card

A virtual Visa card marketed around name-and-email onboarding, crypto reloads, and Google Pay.

Availability: The provider markets worldwide Visa use but states that individual merchants and country rules can still decline transac...

Peanut Card official product visualVisa

Peanut Card

A beta Visa card connected to Peanut’s non-custodial smart-account and stablecoin payment ecosystem.

Availability: Peanut advertises 140+ countries and a gradual card rollout; exact card eligibility, issuer, and country availability re...

Paybis official product and wallet visualNot disclosed

Paybis Card

A planned Paybis card and IBAN feature currently shown as coming soon alongside the Paybis crypto platform.

Availability: The official page markets Paybis services across 180+ countries, but the card itself is shown as coming soon and may hav...

Whop Business Card official product visualVisa

Whop Business Card

A secured business Visa card that uses crypto collateral and has category-specific cashback terms.

Availability: Whop markets the product broadly, but business eligibility, KYC, collateral, issuer, and regional terms apply.

SwissBorg crypto debit card official product visualMastercard

SwissBorg Card

A virtual Mastercard that converts supported crypto to local currency at payment and pays BORG rewards by loyalty rank.

Availability: The official page says the card is available for residents in 30+ regions, including the EEA, United Kingdom, and Switze...

DogPay virtual and physical card official product visualVisa

DogPay Card

Virtual and physical Visa card options funded with stablecoins and managed through the DogPay app.

Availability: DogPay describes global payment scenarios, but individual availability depends on region, identity verification, account...

Tevau Visa card official product visualVisa

Tevau Card

Virtual and physical Visa cards that auto-convert digital assets into local currency for spending and withdrawals.

Availability: The provider markets global Visa use, but card availability and services depend on the applicable Tevau entity, country,...

Kraken Mastercard debit cardMastercard

Kraken Debit Card

A Mastercard debit card that spends crypto and cash from the Kraken balance with up to 2% cashback and no Kraken transaction or ATM fees.

Availability: Available only to individual clients located in the United Kingdom and EEA with a verified personal Kraken account; busi...

Plutus Visa debit cardVisa

Plutus Card

Top up and spend like any other card while earning 3% back in PLUS on daily purchases.

Availability: Provider does not publish a specific country list; pricing and rewards are shown in GBP and EUR.

Gnosis Pay Visa cardVisa

Gnosis Pay Card

A stablecoin-based Visa debit card that spends directly from a self-custodial Safe smart account.

Availability: United Kingdom, Brazil, and EU countries per official docs; no full country list is published.

1inch Card product page showing the crypto debit card design.Mastercard

1inch Card

Self-custody Mastercard debit card that converts crypto to fiat at the point of sale.

Availability: Available in the United Kingdom and the European Economic Area, with expansion planned pending partner approvals.

Holyheld app showing the Mastercard debit card and wallet connection screen.Mastercard

Holyheld Card

Mastercard debit card that spends crypto directly from a connected self-custody wallet.

Availability: Available to residents of 30 European countries.

Bleap Mastercard design on the official product page.Mastercard

Bleap Card

MiCA-licensed Mastercard that spends stablecoins from a self-custodial wallet across Europe.

Availability: Available across Europe under its MiCA licence.

Xapo Bank metal debit card shown on the official announcement.Visa

Xapo Bank Card

Premium debit card from Gibraltar-licensed Xapo Bank for spending USD or Bitcoin globally.

Availability: Available in 100+ countries per Xapo; the country list is dynamic, so check the official page.

Bit2Me Card Mastercard design on the official card page.Mastercard

Bit2Me Card

Spanish MiCA-regulated Mastercard debit card with B2M token cashback tiers.

Availability: European Economic Area tax residents only.

Trustee Plus crypto card page showing card issuance steps.Not disclosed on the reviewed page

Trustee Plus Card

USD-denominated crypto card with a separate top-up balance, issued via the Trustee Plus wallet.

Availability: Available in supported European countries via the Trustee Plus app.

BingX Card announcement graphic.Not disclosed on the reviewed page

BingX Card

Crypto debit card with up to 5% cashback and subscription rewards.

Availability: Available to eligible users; regional eligibility per BingX.

BipTap card portal page.Not disclosed on the reviewed page

BipTap Card

Crypto debit card with a free virtual card topped up in USDC.

Availability: Marketed as globally available; confirm eligibility on the official site.

Bit.Store crypto card order page.Mastercard

Bit.Store Card

Mastercard prepaid crypto card in virtual and physical form with zero issuing fee.

Availability: Marketed internationally; confirm eligibility on the official site.

Oobit crypto card page showing the virtual Visa card.Visa

Oobit Card

Tap-to-pay Visa card that spends crypto directly from connected self-custody wallets.

Availability: Available in 150+ countries per Oobit.

Bitrefill Card page showing the virtual and physical Visa cards.Visa

Bitrefill Card

Free Visa card for crypto natives with 2% cashback on deposits and purchases.

Availability: Available in select European countries.

Bitsa prepaid Visa card design on the official site.Visa

Bitsa Card

Prepaid Visa card topped up with crypto, no bank account required.

Availability: European issuance; the card works anywhere Visa is accepted.

Bitstack Visa card design on the official card page.Visa

Bitstack Card

French Bitcoin-savings Visa card with Stackback rewards in BTC.

Availability: Rolling out across France and a dozen European countries including Germany, Spain, the Netherlands, Italy and Belgium.

Blackcatcard Mastercard design on the official site.Mastercard

Blackcatcard

Mastercard with European IBAN and integrated crypto wallet from a Malta-licensed EMI.

Availability: IBAN accounts accessible globally; Mastercard issuance limited to listed European countries.

Brighty Visa card design on the official site.Visa

Brighty Card

EEA Visa debit card linked to fiat and crypto accounts, with yield-earning card options.

Availability: EEA only.

SpectroCoin homepage showing the Visa debit card.Visa

SpectroCoin Card

Visa debit card for converting crypto to euros, with a dedicated IBAN.

Availability: Available to residents of supported European countries and the UK.

Swissquote Debit Mastercard designs on the official product page.Mastercard

Swissquote Debit Mastercard

Multi-currency crypto-friendly Debit Mastercard from a regulated Swiss bank.

Availability: Available to Swissquote bank clients in Europe and the Middle East.

Stables card design on the official site.Mastercard

Stables Card

Australian stablecoin card for spending USDC anywhere Mastercard is accepted.

Availability: Australia, with euro spending enabled across 23 EU countries.

Based Card cardVisa

Based Card

Crypto debit card available across most of the world except the US and Canada, for spending digital assets anywhere Visa is accepted.

Availability: Details being verified. Check the official site for current country availability.

Bringin Card cardVisa

Bringin Card

European Visa debit card for spending crypto from the Bringin app.

Availability: Details being verified. Check the official site for current country availability.

Cardano Card cardVisa/Mastercard

Cardano Card

Community-built card for the Cardano ecosystem, available in 35 countries for spending crypto via mainstream card rails.

Availability: Details being verified. Check the official site for current country availability.

COCA Card cardVisa

COCA Card

Non-custodial MPC wallet with a debit card that keeps users in control of funds until the point of sale.

Availability: Details being verified. Check the official site for current country availability.

Cryptomus Card cardVisa/Mastercard

Cryptomus Card

Virtual card from the Cryptomus crypto payment gateway for spending digital assets globally.

Availability: Details being verified. Check the official site for current country availability.

Deblock Card cardVisa

Deblock Card

Self-custodial Visa card from the onchain banking app, for spending crypto without giving up custody.

Availability: Details being verified. Check the official site for current country availability.

Decaf Card cardVisa

Decaf Card

Self-custody Visa card built on Solana for spending stablecoins globally.

Availability: Details being verified. Check the official site for current country availability.

Grey Card cardVisa

Grey Card

Virtual Visa card from the global-accounts fintech, popular with freelancers moving between fiat and crypto.

Availability: Details being verified. Check the official site for current country availability.

Kolo Card cardVisa

Kolo Card

Global virtual Visa card for spending crypto with a simple onboarding flow.

Availability: Details being verified. Check the official site for current country availability.

Kontigo Card cardMastercard

Kontigo Card

Self-custodial virtual Mastercard spanning Europe, the US and Latin America.

Availability: Details being verified. Check the official site for current country availability.

Laso Card cardVisa

Laso Card

Global virtual Visa card from the Laso finance app for crypto spending.

Availability: Details being verified. Check the official site for current country availability.

NoOnes Card cardVisa

NoOnes Card

Virtual Visa prepaid card from the P2P marketplace for spending crypto proceeds worldwide.

Availability: Details being verified. Check the official site for current country availability.

nsave Card cardVisa

nsave Card

Virtual Visa card from the offshore savings fintech, available in 25+ countries.

Availability: Details being verified. Check the official site for current country availability.

OffGrid Card cardVisa

OffGrid Card

Global virtual Visa prepaid card marketed to privacy-minded crypto spenders.

Availability: Details being verified. Check the official site for current country availability.

PEXX Card cardMastercard

PEXX Card

Virtual Mastercard prepaid card for European crypto users.

Availability: Details being verified. Check the official site for current country availability.

Rebind Card cardVisa

Rebind Card

Self-custodial virtual Visa debit card available in 40+ countries.

Availability: Details being verified. Check the official site for current country availability.

SolCard cardVisa/Mastercard

SolCard

Solana-based virtual card funded with SOL, USDC and USDT across multiple chains.

Availability: Details being verified. Check the official site for current country availability.

Solflare Card cardMastercard

Solflare Card

The first self-custody debit card on Solana, spending USDC directly from the user's Solflare wallet.

Availability: Details being verified. Check the official site for current country availability.

Tap Card cardMastercard

Tap Card

Mastercard debit card from the UK crypto app for spending digital assets across the UK and EEA.

Availability: Details being verified. Check the official site for current country availability.

Trocador Card cardMastercard

Trocador Card

No-account prepaid Mastercard from the privacy-focused swap aggregator, purchasable with crypto in 160+ countries.

Availability: Details being verified. Check the official site for current country availability.

Trustee Card cardVisa

Trustee Card

Prepaid Visa card from the Trustee wallet for EEA crypto users.

Availability: Details being verified. Check the official site for current country availability.

Tuyo Card cardVisa

Tuyo Card

Self-custodial virtual Visa card available worldwide except the UK.

Availability: Details being verified. Check the official site for current country availability.

UglyCash Card cardVisa

UglyCash Card

Visa prepaid card for crypto spenders across the Americas and Eastern Europe.

Availability: Details being verified. Check the official site for current country availability.

UPay Card cardVisa

UPay Card

Global virtual Visa prepaid card for crypto spending.

Availability: Details being verified. Check the official site for current country availability.

Utorg Card cardVisa

Utorg Card

Virtual Visa card from the European on-ramp provider for spending crypto.

Availability: Details being verified. Check the official site for current country availability.

Volet Card cardVisa/Mastercard

Volet Card

Virtual and physical cards from Volet (formerly Advcash), fundable with crypto for worldwide spending except the US.

Availability: Details being verified. Check the official site for current country availability.

Wayex Card cardVisa

Wayex Card

Global Visa prepaid card for crypto spending, with a dedicated Australian version.

Availability: Details being verified. Check the official site for current country availability.

xPortal Card cardMastercard

xPortal Card

Mastercard debit card from the xPortal super-app for European crypto users.

Availability: Details being verified. Check the official site for current country availability.

YPT Card cardVisa

YPT Card

Global virtual Visa prepaid card for crypto spending.

Availability: Details being verified. Check the official site for current country availability.

ZAR Card cardVisa

ZAR Card

Global virtual Visa prepaid card from the ZAR stablecoin payments app.

Availability: Details being verified. Check the official site for current country availability.

Zebec Card cardMastercard

Zebec Card

Virtual Mastercard prepaid card from the Solana payroll streaming protocol.

Availability: Details being verified. Check the official site for current country availability.

ZEN Card cardMastercard

ZEN Card

Mastercard debit card from the European fintech ZEN with crypto top-up options.

Availability: Details being verified. Check the official site for current country availability.

Zypto Card cardVisa/Mastercard

Zypto Card

Global Visa and Mastercard crypto cards from the UK-based payments app.

Availability: Details being verified. Check the official site for current country availability.

Revolut card product imageVisa or Mastercard (varies by plan and region)

Revolut Crypto Card

Revolut's crypto-linked card that spends from a user's crypto balance with automatic conversion at checkout.

Availability: Available to eligible Revolut customers in supported regions; virtual card is free, physical card carries delivery fees.

Phemex virtual Mastercard product imageMastercard

Phemex Card

Virtual Mastercard debit card for EEA users that spends USDT and USDC directly from a Phemex spot account.

Availability: Available to users in the EEA only.

Airtm virtual Visa card product imageVisa

Airtm USD Virtual Card

Virtual Visa prepaid card funded from an Airtm dollar balance, aimed at freelancers and remote workers.

Availability: Marketed in 190 countries; a verified Airtm profile is required.

Pionex card product imageVisa or Mastercard (assigned by region)

Pionex Card

Crypto debit card funded from a separate USDT card balance, with cashback and a phased physical rollout.

Availability: Available in 180+ countries and regions per Pionex; Level 2 KYC required.

BitMart Visa card product imageVisa

BitMart Card

Visa card from the BitMart exchange that spends crypto balances with up to 10% cashback and no annual fee.

Availability: Open for applications globally per BitMart's launch announcement; regional restrictions may apply.

eToro Visa debit cardVisa

eToro Money Card

Visa debit card linked to the eToro investment account with zero FX fees and up to 4% back in stocks for Club members.

Availability: Available in the UK for Club members and across Europe since June 2025; a EUR account is needed for Diamond, Platinum+, ...