VisaExa (Exactly) · Visa
Exa Card
The Exa Card is a Visa Signature credit card built by Exactly that keeps collateral in self-custody onchain. Instead of selling crypto to spend, users get a credit line with installment options, borrowing against their onchain assets. Exactly states availability in more than 160 countries, and KYC is required for the card.
Published 25 August 2026 · facts checked 2026-10-15. Image: Placeholder image. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Self-custody
Availability
160+ countries. Provider does not publish the full list.
Card formats
Virtual · Physical
Verification
KYC required through the Exa app.
What it is
The product in plain English
A self-custodial onchain Visa Signature credit card that lets users borrow against crypto instead of selling it.
Best fit, not a ranking: Long-term crypto holders who want credit-line spending without triggering a taxable sale of their assets.
Money movement
How the card is funded
Onchain credit line collateralized by the user's self-custodied crypto; installments repay over time.
Rewards: No cashback advertised.
Cost reality
Read beyond the headline
Pricing not disclosed on the reviewed page.
Caution: Borrowing against volatile collateral carries liquidation risk if asset prices fall sharply.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-15. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Visa payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does Exa Card cost?+
Pricing not disclosed on the reviewed page. Provider fees and regional terms can change, so use the linked fee details before applying.
How is Exa Card funded?+
Onchain credit line collateralized by the user's self-custodied crypto; installments repay over time.
Where is Exa Card available?+
160+ countries. Provider does not publish the full list.
What should I verify before choosing Exa Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.