Card spend data
Crypto card spending, tracked monthly
Cashback rates are marketing. Spend is behaviour. This page tracks how much money actually moves through crypto card programs each month, using settled payment data from PaymentScan, compiled by CryptosBeginner and updated monthly. The latest complete month is October 2026: $1.37B spent across 30 tracked programs, up 11% on September.
Data to 31 October 2026 · Updated 12 November 2026 · Source: PaymentScan via Castle Labs
Total tracked spend, Oct 2026
$1.37B
+11% on September 2026
Largest program
RedotPay
$423.5M, 31% of the total (issuer-reported)
Named programs tracked
28
plus Ready and Solflare under $10K
Not tied to a named card
33%
$448.1M through issuers such as Rain and Wirex
Spend by program, October 2026
Settled payments only, not top-ups. Programs labelled issuer-reported send their figures to PaymentScan directly and cannot be checked onchain; programs labelled daily batches settle a day of spend onchain in one transfer, so they have totals but no per-payment figures. Cards in our directory link to their listings.
| # | Program | October spend | Share | vs September | Avg payment | November so far (to 6 Nov) | Data |
|---|---|---|---|---|---|---|---|
| 1 | RedotPay | $423.5M | 31% | +5% | n/a | $74.9M | Issuer-reported |
| 2 | ether.fi Cash | $141.9M | 10% | +10% | $76 | $26.7M | Onchain |
| 3 | KAST | $121.0M | 8.8% | +6.3% | n/a | $19.5M | Onchain, daily batches |
| 4 | Wirex One | $54.8M | 4% | +15% | $97 | $11.3M | Onchain |
| 5 | Karta | $53.6M | 3.9% | +8.4% | n/a | $8.3M | Onchain, daily batches |
| 6 | Plasma One | $30.2M | 2.2% | +18% | $182 | $4.8M | Onchain |
| 7 | Kolo | $20.5M | 1.5% | +4.4% | $249 | $3.9M | Onchain |
| 8 | Karta.io | $18.0M | 1.3% | +8.1% | n/a | $2.8M | Onchain, daily batches |
| 9 | Tria | $15.8M | 1.2% | -5.7% | $147 | $2.5M | Onchain |
| 10 | Coca | $7.8M | 0.6% | -16% | $57 | $1.4M | Onchain |
| 11 | Gnosis Pay | $6.1M | 0.4% | -20% | $48 | $855K | Onchain |
| 12 | Gate Card | $3.8M | 0.3% | +40% | n/a | $650K | Issuer-reported |
| 13 | Avici | $3.7M | 0.3% | -3% | $149 | $794K | Onchain |
| 14 | DogPay | $3.4M | 0.3% | +8.1% | n/a | $797K | Issuer-reported |
| 15 | MetaMask Card | $3.4M | 0.2% | +1% | $52 | $547K | Onchain |
| 16 | Ethena Pay | $3.1M | 0.2% | +97% | $75 | $704K | Onchain |
| 17 | Avalanche Card | $2.8M | 0.2% | +1.8% | $40 | $414K | Onchain |
| 18 | Tuyo | $2.1M | 0.2% | -0.8% | n/a | $307K | Onchain, daily batches |
| 19 | Bitget Wallet | $1.8M | 0.1% | -2.1% | $38 | $304K | Onchain |
| 20 | Exa | $1.7M | 0.1% | 0% | $80 | $230K | Onchain |
| 21 | Solayer Pay | $1.3M | 0.1% | -5% | n/a | $229K | Onchain, daily batches |
| 22 | BFinance | $1.1M | 0.1% | +9.1% | n/a | $177K | Issuer-reported |
| 23 | Phantom Cash | $1.1M | 0.1% | -2.5% | $40 | $184K | Onchain |
| 24 | Hyperbeat | $691K | 0.1% | -4.9% | $35 | $164K | Onchain |
| 25 | Solid | $690K | 0.1% | +148% | $50 | $136K | Onchain |
| 26 | SafePal | $297K | 0% | -29% | $14 | $45.6K | Onchain |
| 27 | VaultLeap | $34.2K | 0% | +26% | $40 | $6.4K | Onchain |
| 28 | Send | $32.2K | 0% | -58% | $42 | $3.5K | Onchain |
Named programs total $924.2M of the $1.37B tracked. Also tracked with under $10,000 of October spend, with no figures published: Ready and Solflare. Figures are as published by PaymentScan and Castle Labs, rounded, so rows may not sum exactly to the total.
Twelve months of card spend
The six largest programs, stacked, with everything else (including unattributed issuer flows) as All other. Tracked spend has close to tripled in a year, from about $482M in November 2025 to $1.37B in October 2026, and it grew in most months along the way.
Nov ’25
Dec ’25
Jan ’26
Feb ’26
Mar ’26
Apr ’26
May ’26
Jun ’26
Jul ’26
Aug ’26
Sep ’26
Oct ’26
RedotPay
ether.fi Cash
KAST
Wirex One
Karta
Plasma One
All other
| Month | Total tracked spend | vs previous month | Largest program |
|---|---|---|---|
| Nov 2025 | $481.6M | n/a | RedotPay, $275.0M |
| Dec 2025 | $521.6M | +8.3% | RedotPay, $282.0M |
| Jan 2026 | $575.3M | +10.3% | RedotPay, $282.0M |
| Feb 2026 | $615.5M | +7% | RedotPay, $269.0M |
| Mar 2026 | $736.0M | +19.6% | RedotPay, $309.0M |
| Apr 2026 | $769.7M | +4.6% | RedotPay, $316.0M |
| May 2026 | $864.4M | +12.3% | RedotPay, $340.0M |
| Jun 2026 | $894.6M | +3.5% | RedotPay, $357.0M |
| Jul 2026 | $1.04B | +16.6% | RedotPay, $395.0M |
| Aug 2026 | $1.12B | +7.7% | RedotPay, $404.0M |
| Sep 2026 | $1.23B | +9.7% | RedotPay, $403.0M |
| Oct 2026 | $1.37B | +11.4% | RedotPay, $424.0M |
What the October numbers say
- Growth is broad at the top. All six of the largest programs grew on September: Plasma One +18%, Wirex One +15%, ether.fi Cash +10%, Karta +8.4%, KAST +6.3% and RedotPay +5.0%.
- The fastest growth is at the small end. Solid grew +148% on September (to $689.7K), Ethena Pay +97% (to $3.1M) and Gate Card +40% (to $3.8M). Small bases make big percentages, but the direction matches the trailing 30-day picture through mid-November.
- Ticket sizes differ wildly. Kolo averages $249 per payment and Plasma One $182, against $14 at SafePal and $38 at Bitget Wallet. High average tickets suggest travel and big-ticket spending; low ones suggest everyday small purchases.
- A third of the market is invisible by name. $448.1M moved through issuers without being tied to a named card, so the ranking above understates the programmes running on Rain and Wirex rails in particular.
Spend not tied to a named card, by issuer
PaymentScan's unattributed series: payments an issuer settles for card programmes it has not named. Named cards are carved out of these totals, so this table and the program table add up to the $1.37B total without double counting.
| Issuer | October spend | vs September |
|---|---|---|
| Rain | $204.4M | +23% |
| Wirex | $172.3M | +11% |
| Immersve | $67.7M | +62% |
| Monavate | $2.0M | +8% |
| Bridge | $1.7M | +22% |
| UR | $118K | -37% |
Methodology and caveats
Data: PaymentScan (paymentscan.xyz), compiled from the monthly tables republished by Castle Labs at castlelabs.io/research/crypto-cards (spend updated 6 November 2026, data to 31 October 2026). We update this page by hand each month; there is no live feed.
Figures are settled card payments, not top-ups. RedotPay, Gate Card, DogPay and BFinance, together $431.9M or 31% of October's total, are counted mostly from data the issuers send PaymentScan rather than from onchain settlement; PaymentScan itself flags those figures as not onchain-verifiable, and their payment and user counts are not comparable, so we leave them blank. KAST, Karta, Karta.io, Tuyo and Solayer settle in daily batches, so they have totals but no per-payment figures.
The November column is a partial month (to 6 November 2026) and is not comparable with full months. Published figures are rounded; rows may not sum exactly to totals. Nothing on this page is a recommendation: spend volume says a card is used, not that it is safe, well priced, or right for you. Check our card directory and reviews for fees, custody and risk detail before choosing a card.
Spending tracker FAQ
Where does this spending data come from?+
The figures come from PaymentScan (paymentscan.xyz), which tracks settled crypto card payments, mostly by reading settlement onchain. We compile the monthly tables from PaymentScan data as republished by Castle Labs, and we update this page by hand in the first week of each month. PaymentScan has no public API, so there is no live feed; each month here is a complete calendar month snapshot.
What counts as spend here?+
Settled card payments only, not top-ups or deposits. That distinction matters: some trackers quote top-up volume, which runs higher because it counts money loaded onto cards rather than money actually spent with merchants. Four programs (RedotPay, Gate Card, DogPay and BFinance) are counted mostly from data the issuer sends PaymentScan rather than onchain settlement, and we label them issuer-reported wherever they appear.
Why is a third of the spend not tied to a named card?+
PaymentScan can see settlement flowing through an issuer such as Rain or Wirex without being able to attribute every payment to a specific card program on those rails. In October 2026 that unattributed share was $448.1M, about 33% of the $1.37B total. Named programs are carved out of the issuer totals, so the two tables add up without double counting, and the named-card ranking understates how much spend the big issuers carry in total.
Which crypto card has the most spending?+
RedotPay, with $423.5M of settled spend in October 2026, about 31% of all tracked spend. It is also the biggest caveat in the table: its figure is issuer-reported rather than read from onchain settlement, so it cannot be independently verified. The largest fully onchain-measured program is ether.fi Cash at $141.9M, followed by KAST at $121.0M.
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