MastercardBit2Me · Mastercard
Bit2Me Card
The Bit2Me Card is a Mastercard debit card issued by Pecunia Cards EDE (Pecunpay), available to users with tax residence in the European Economic Area. Bit2Me is authorized by Spain's CNMV as a crypto-asset service provider under MiCA. Cardholders earn cashback in the B2M token, with higher rates unlocked through the platform's Space Center programme.
Published 25 August 2026 · facts checked 2026-10-14. Image: Official product page linked; artwork being sourced. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Debit
Availability
European Economic Area tax residents only.
Card formats
Virtual · Physical
Verification
Full identity verification and EEA tax residency required.
What it is
The product in plain English
Spanish MiCA-regulated Mastercard debit card with B2M token cashback tiers.
Best fit, not a ranking: EEA residents who already use Bit2Me and hold B2M.
Money movement
How the card is funded
Bit2Me wallet balances across supported cryptocurrencies.
Rewards: Cashback in B2M from 0.25% up to 7% depending on Space Center level, with monthly caps per tier.
Cost reality
Read beyond the headline
No annual or maintenance fee; no EUR conversion surcharge; physical card fees vary by tier (see official page).
Caution: Top cashback tiers require significant B2M holdings and platform activity.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-14. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Mastercard payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does Bit2Me Card cost?+
No annual or maintenance fee; no EUR conversion surcharge; physical card fees vary by tier (see official page). Provider fees and regional terms can change, so use the linked fee details before applying.
How is Bit2Me Card funded?+
Bit2Me wallet balances across supported cryptocurrencies.
Where is Bit2Me Card available?+
European Economic Area tax residents only.
What should I verify before choosing Bit2Me Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.