Crypto Cards Available in Europe: EEA & UK Shortlist

Rewards: Cashback in BTC or WBT up to 10% by category (e.g. 10% on subscriptions, 5% on taxis, 1% on groceries), capped at EUR 25 per month with a EUR 5 minimum claim.

Fees: 0% service fee; physical card delivery EUR 12; other fees not disclosed on the reviewed page.

Availability: Available in 31 listed countries across the EU plus Norway, Iceland, Liechtenstein, and Ukraine. Issued by Wallester AS.

Rewards: Up to 2% crypto cashback in Credit Mode, with published tier and balance requirements.

Fees: Nexo states no monthly, annual, or inactivity card fees; FX charges and other terms vary by region, tier, and usage.

Availability: Selected European countries including the EEA and UK, subject to identity verification and eligibility.

Rewards: Up to 2% cashback in Bitcoin, euros or pounds on eligible purchases, tiered by average 30-day balance: Starter 0%, Lite 0.5% at 200 GBP/EUR, Pro 1% at 1,000, Elite 1.5% at 10,000, Max 2% at 50,000. New cardholders get 30 days of Max-tier rewards as a welcome.

Fees: No Kraken transaction or ATM fees. Other fee details are not itemized on the reviewed page.

Availability: Available only to individual clients located in the United Kingdom and EEA with a verified personal Kraken account; business accounts cannot access it. The card itself can be used across 190+ countries.

Rewards: Up to 5% cashback on eligible transactions based on the amount of GNO held in the wallet.

Fees: Pricing not disclosed on the reviewed page; check the Gnosis Pay site for current fees.

Availability: United Kingdom, Brazil, and EU countries per official docs; no full country list is published.

Rewards: BORG rewards are described as cashback based on loyalty rank; the rate and eligible assets are not a universal guaranteed return.

Fees: SwissBorg says there are no service or annual fees, but crypto-to-fiat conversion fees apply; the current pricing policy controls the details.

Availability: The official page says the card is available for residents in 30+ regions, including the EEA, United Kingdom, and Switzerland; exact country access applies.

Rewards: The reviewed USD table showed 0% to 5% CRO rewards on everyday spending by tier, with caps on some tiers; offers can change.

Fees: The reviewed USD table showed free Midnight Blue, $4.99/month or $49.90/year Ruby Steel, and $29.99/month or $299.90/year Jade Green; higher tiers use CRO lockup requirements. Terms vary by region.

Availability: Jurisdiction-dependent; Crypto.com publishes separate regional disclosures.

Rewards: 1% cashback on purchases paid with crypto-assets; euro, stablecoin, metal and stock funding excluded.

Fees: No monthly or annual fee and free first issuance per independent reviews of the official terms; ATM and replacement fees apply (see official page).

Availability: Verified residents of euro-area countries (excluding Cyprus and Liechtenstein).

Rewards: No universal cashback rate is stated on the reviewed product page.

Fees: The official FAQ lists a €2.99 virtual-card opening fee and €29.99 physical-card opening fee, plus a 1% Bitcoin conversion fee and approximately 0.5% exchange spread.

Availability: The official FAQ states that residents aged 18+ in the European Economic Area can apply.

Rewards: Cashback in B2M from 0.25% up to 7% depending on Space Center level, with monthly caps per tier.

Fees: No annual or maintenance fee; no EUR conversion surcharge; physical card fees vary by tier (see official page).

Availability: European Economic Area tax residents only.