MastercardCoinJar · Mastercard
CoinJar Card
The CoinJar Card is a prepaid Mastercard, issued free in digital and physical formats, that spends any cryptocurrency held in the CoinJar account by converting to Australian dollars at purchase. Purchases carry a 1% conversion fee which is returned to the user as CoinJar Rewards points, redeemable against trading fees or in the Rewards Store. It supports Apple Pay and Google Pay, and the physical card allows ATM withdrawals.
Published 25 August 2026 · facts checked 2026-10-15. Image: Placeholder image. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Prepaid
Availability
Australia and the United Kingdom.
Card formats
Virtual · Physical
Verification
Fully verified CoinJar account with 2FA required.
What it is
The product in plain English
A prepaid Mastercard from Australian exchange CoinJar with free issuance and the 1% conversion fee returned as rewards points.
Best fit, not a ranking: Australian and UK CoinJar users who want fee rebates as rewards points on everyday crypto spending.
Money movement
How the card is funded
Linked CoinJar crypto balances (60+ supported assets); crypto converts to AUD automatically at purchase.
Rewards: 1 CoinJar Rewards point per 1 unit of currency spent; the 1% purchase conversion fee is returned as points redeemable against trading fees or in the Rewards Store.
Cost reality
Read beyond the headline
Free card issuance (digital and physical); 1% conversion fee on purchases (returned as Rewards points); 2.99%+ foreign transaction fee; 1% ATM withdrawal fee on the physical card; 27.50 dispute fee per transaction (currency of account).
Caution: Foreign transactions carry a 2.99%+ fee and ATM withdrawals cost 1%, so it is best used for domestic purchases.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-15. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Mastercard payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does CoinJar Card cost?+
Free card issuance (digital and physical); 1% conversion fee on purchases (returned as Rewards points); 2.99%+ foreign transaction fee; 1% ATM withdrawal fee on the physical card; 27.50 dispute fee per transaction (currency of account). Provider fees and regional terms can change, so use the linked fee details before applying.
How is CoinJar Card funded?+
Linked CoinJar crypto balances (60+ supported assets); crypto converts to AUD automatically at purchase.
Where is CoinJar Card available?+
Australia and the United Kingdom.
What should I verify before choosing CoinJar Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.