VisaFreedomia · Visa
Freedomia Card
Freedomia sells a prepaid virtual Visa card on annual plans: Founder at $5 a month billed as $60 a year, with HODL ($9.99 a month) and MOON ($17.99 a month) tiers listed as coming soon. Top-ups cost 1.3%, spending in USD is free of FX fees, and non-USD spending carries a 2.5% FX fee. Funding is broad: BTC over Lightning and on-chain, XMR, ETH, LTC, SOL, TRX, BNB, USDT and USDC, converting to USD automatically. The Founder plan caps spending at $5,000 a month and $60,000 a year. Google Wallet is live, Apple Pay is listed as coming soon, and 3D Secure is supported. The operator states that no plan requires KYC; that is the operator's own claim, and no issuer or restricted-country list is published.
Published 25 August 2026 · facts checked 2026-11-05. Image: Placeholder image. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Prepaid
Availability
Operator claims the virtual card works anywhere Visa is accepted. No country list or restricted-country list is published.
Card formats
Virtual
Verification
The operator states no KYC is required on any plan; treat this as a provider claim and check the current signup flow.
What it is
The product in plain English
A prepaid virtual Visa card funded with crypto, sold on annual plans from $60 a year with a 1.3% top-up fee.
Best fit, not a ranking: People who want a virtual-only card funded with privacy coins like XMR and are comfortable with an annual plan fee.
Money movement
How the card is funded
BTC (Lightning and on-chain), XMR, ETH, LTC, SOL, TRX, BNB, USDT and USDC; balances convert to USD automatically.
Rewards: No cashback program published.
Cost reality
Read beyond the headline
Founder plan $5 per month billed annually ($60 per year); HODL $9.99 and MOON $17.99 per month listed as coming soon. Top-up fee 1.3%. FX 2.5% on non-USD spend, 0% in USD. Virtual card only, so no ATM fees apply.
Caution: The issuer is not named on the official site, and the no-KYC positioning is the operator's own statement, not independently verified. Annual plan fees are charged whether or not the card is used.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-11-05. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Visa payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does Freedomia Card cost?+
Founder plan $5 per month billed annually ($60 per year); HODL $9.99 and MOON $17.99 per month listed as coming soon. Top-up fee 1.3%. FX 2.5% on non-USD spend, 0% in USD. Virtual card only, so no ATM fees apply. Provider fees and regional terms can change, so use the linked fee details before applying.
How is Freedomia Card funded?+
BTC (Lightning and on-chain), XMR, ETH, LTC, SOL, TRX, BNB, USDT and USDC; balances convert to USD automatically.
Where is Freedomia Card available?+
Operator claims the virtual card works anywhere Visa is accepted. No country list or restricted-country list is published.
What should I verify before choosing Freedomia Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.