VisaXPlace · Visa
XPlace Card
The XPlace Card is a non-custodial credit card on Solana that extends a USDC credit line backed by Kamino lending markets. Cardholders can borrow to spend rather than selling their crypto, and rewards reach up to 2% cashback paid in USDC. Two paid tiers exist: Silver at $99 per year and Platinum at $999 per year, aimed at very different spending levels.
Published 25 August 2026 · facts checked 2026-10-15. Image: Placeholder image. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Self-custody
Availability
Provider does not publish a specific country list on the reviewed page.
Card formats
Virtual · Physical
Verification
KYC required through the XPlace application.
What it is
The product in plain English
A non-custodial crypto credit card on Solana with a Kamino-backed USDC credit line and up to 2% USDC cashback.
Best fit, not a ranking: Solana holders who want a credit line for spending without selling assets, with USDC cashback.
Money movement
How the card is funded
Kamino-backed USDC credit line; borrowing against the user's onchain collateral.
Rewards: Up to 2% cashback paid in USDC.
Cost reality
Read beyond the headline
Silver tier $99 per year; Platinum tier $999 per year.
Caution: Borrowing against volatile collateral carries liquidation risk, and the Platinum tier fee is steep.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-15. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Visa payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does XPlace Card cost?+
Silver tier $99 per year; Platinum tier $999 per year. Provider fees and regional terms can change, so use the linked fee details before applying.
How is XPlace Card funded?+
Kamino-backed USDC credit line; borrowing against the user's onchain collateral.
Where is XPlace Card available?+
Provider does not publish a specific country list on the reviewed page.
What should I verify before choosing XPlace Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.