MastercardNebeus · Mastercard
Nebeus Card
Nebeus offers a Mastercard in physical and virtual formats that spends from both crypto and fiat balances, converting crypto automatically at the point of sale. The physical card costs 6.95 EUR to issue while the virtual card is free, and the monthly fee is 4.95 EUR only when fiat is used. The card is issued by Quicko Sp. z o.o., a licensed financial institution registered in Poland.
Published 25 August 2026 · facts checked 2026-10-15. Image: Placeholder image. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Prepaid
Availability
Europe; issued by Quicko Sp. z o.o. (Poland).
Card formats
Virtual · Physical
Verification
Nebeus account registration required; identity verification details not disclosed on the reviewed page.
What it is
The product in plain English
A Mastercard prepaid card linked to Nebeus crypto and fiat balances, issued by Quicko in Poland for European users.
Best fit, not a ranking: European users who want one card that spends from both a crypto wallet and a euro, pound or dollar balance.
Money movement
How the card is funded
Linked Nebeus balances in crypto (BTC, ETH, stablecoins) and fiat (EUR, GBP, USD); crypto converts automatically at purchase.
Rewards: No cashback advertised.
Cost reality
Read beyond the headline
Physical card issuance 6.95 EUR, virtual card free; monthly fee 4.95 EUR when fiat is used (charged regardless of use from October 19); no monthly fee for crypto-only use; ATM withdrawals 1.85% (min 1.50 currency units).
Caution: Using fiat on the card triggers a monthly fee, and ATM withdrawals are relatively expensive, so check the current fee schedule before applying.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-15. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Mastercard payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does Nebeus Card cost?+
Physical card issuance 6.95 EUR, virtual card free; monthly fee 4.95 EUR when fiat is used (charged regardless of use from October 19); no monthly fee for crypto-only use; ATM withdrawals 1.85% (min 1.50 currency units). Provider fees and regional terms can change, so use the linked fee details before applying.
How is Nebeus Card funded?+
Linked Nebeus balances in crypto (BTC, ETH, stablecoins) and fiat (EUR, GBP, USD); crypto converts automatically at purchase.
Where is Nebeus Card available?+
Europe; issued by Quicko Sp. z o.o. (Poland).
What should I verify before choosing Nebeus Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.