RedotPay Card vs Tria Card
On real usage, RedotPay Card leads: $423.5M was spent with it in October 2026, against $15.8M for the other card. On our computed rating, Tria Card scores higher (7.3 vs 6.0 out of 10). The full side-by-side facts are below, taken from each card's directory profile.
| Fact | RedotPay Card | Tria Card |
|---|---|---|
| Our rating | 6.0 / 10 (provisional) | 7.3 / 10 (provisional) |
| Network | Card networks vary by region | Visa |
| Model | Prepaid · Debit | Debit · Self-custody |
| Card formats | Virtual · Physical | Virtual · Plastic · Metal Visa Signature |
| Availability | RedotPay's Help Center (August 2026) lists around 40 unsupported countries and regions where registration and KYC are unavailable, including the United States, Mainland China, Russia, Iran, North Korea, Cuba, Syria, Myanmar, Venezuela, Ukraine, and Belarus. If you are physically located in a restricted area you cannot access the app at all. RedotPay P2P is available in 100+ countries and regions; the app shows the current list for your location. | Tria advertises card spending in 150+ countries; confirm current country eligibility in the application flow. |
| Rewards | Standard cards have no cashback. RedotPay Pro (launched June 2026) costs $12.90/month or $129/year and pays 3% cashback on Apple Pay and Google Pay purchases, credited in USDs for future card spending. The monthly plan waives the $10 virtual card fee; the annual plan waives the $100 physical card fee, adds up to $1,000/month of ATM withdrawals without RedotPay's withdrawal fee, and adds 1% APY on RedotPay Earn balances where available. Membership fees are non-refundable and auto-renew. | Boosted cashback applies to the first slice of monthly spend, then drops: Lite 1.5% on first 1,000 USD/month then 0.5% unlimited; Pro 4.5% on first 1,000 USD/month then 1% unlimited; Max 6% on first 2,000 USD/month then 1% unlimited. The app showed a 10 USD joining bonus during our review, marked as time-limited. |
| Pricing | The official fee schedule (effective December 1, 2025) lists a $10 virtual-card issuance fee and $100 physical-card issuance fee, with account maintenance waived. Virtual card replacement costs $5 for the first update and $10 for each subsequent update; standard-mail delivery of the physical card is waived. Spending: 1% crypto conversion fee on default-currency purchases, plus 1.2% on non-default currency purchases. ATM withdrawals: 2% on HKD cards, and 2% on USD cards up to $10,000 of monthly withdrawals, then 3%. Small purchases of $1 or less are free for the first 5 per card each month, then $0.20 each; declined transactions are free for the first 3 per card each month, then $0.50 each. Card limits: $100,000 per transaction, $1,000,000 daily; ATM withdrawals 3 per day and 30 per month, $3,750 daily and $50,000 monthly on USD cards (in some countries $3,000 daily and $10,000 monthly). The $5 welcome reward cannot be used to pay the card issuance fee. | Annual memberships: Lite 20 USD, Pro 109 USD, Max 250 USD. ATM withdrawals cost 1 USD plus 1% of the amount, with a 750 USD maximum per transaction and 3 withdrawals per 24 hours. Card top-up minimums are 50 USD for Bitcoin and 10 USD for other supported tokens. |
| Funding | Stablecoins and other supported assets are managed through the RedotPay app and converted for card spending or withdrawals. On-chain crypto deposits are free; bank-card top-ups cost 3% and Binance Pay top-ups cost 1%. Since November 2026 the app also offers a Buy Crypto flow for purchasing USDT and USDC with a credit or debit card saved to the app, so repeat purchases take one tap; the fee in RedotPay's launch video example works out to the same 3% as the published bank-card top-up fee. | Top up the card from nine networks: Bitcoin, Ethereum, Polygon, Base, Arbitrum, Optimism, BSC, Aptos, and Solana. Minimums are 50 USD for BTC and 10 USD for other tokens. Gasless deposits on most chains, except Solana which needs native SOL for gas. Direct SOL deposits are not supported; convert SOL first. Avalanche is not supported for card top-ups. Tria charges no top-up fee itself, but a provider fee applies to swaps and routing and varies with the network, liquidity, and route. TRON top-ups need native TRX for gas. |
| Spent in October 2026 | $423.5M · #1 of 28 tracked · Issuer-reported | $15.8M · #9 of 28 tracked · Onchain |
| Facts checked | 2026-11-12 | 2026-11-12 |
| Cashback used in our math | No cashback | 1.5% |
RedotPay Card
Stablecoin users who want a card plus app-based payment rails, subject to local availability.
Tria Card
Self-custody believers who want a Visa card with tiered cashback and can spend enough to justify a membership.
Questions about this pair
Which is used more, RedotPay Card or Tria Card?+
In October 2026, $423.5M was spent with RedotPay Card and $15.8M with Tria Card, across the programs tracked by PaymentScan and republished by Castle Labs. RedotPay Card is the more used of the two on that measure. One of these programs reports its own figures, which are not independently verified onchain.
Which pays better cashback, RedotPay Card or Tria Card?+
On the published terms in this directory, RedotPay Card lists: Standard cards have no cashback. RedotPay Pro (launched June 2026) costs $12.90/month or $129/year and pays 3% cashback on Apple Pay and Google Pay purchases, credited in USDs for future card spending. The monthly plan waives the $10 virtual card fee; the annual plan waives the $100 physical card fee, adds up to $1,000/month of ATM withdrawals without RedotPay's withdrawal fee, and adds 1% APY on RedotPay Earn balances where available. Membership fees are non-refundable and auto-renew. Tria Card lists: Boosted cashback applies to the first slice of monthly spend, then drops: Lite 1.5% on first 1,000 USD/month then 0.5% unlimited; Pro 4.5% on first 1,000 USD/month then 1% unlimited; Max 6% on first 2,000 USD/month then 1% unlimited. The app showed a 10 USD joining bonus during our review, marked as time-limited. Headline rates come with caps, tiers and conditions, so check the worked examples on each profile before deciding.
How do the fees compare between RedotPay Card and Tria Card?+
RedotPay Card: The official fee schedule (effective December 1, 2025) lists a $10 virtual-card issuance fee and $100 physical-card issuance fee, with account maintenance waived. Virtual card replacement costs $5 for the first update and $10 for each subsequent update; standard-mail delivery of the physical card is waived. Spending: 1% crypto conversion fee on default-currency purchases, plus 1.2% on non-default currency purchases. ATM withdrawals: 2% on HKD cards, and 2% on USD cards up to $10,000 of monthly withdrawals, then 3%. Small purchases of $1 or less are free for the first 5 per card each month, then $0.20 each; declined transactions are free for the first 3 per card each month, then $0.50 each. Card limits: $100,000 per transaction, $1,000,000 daily; ATM withdrawals 3 per day and 30 per month, $3,750 daily and $50,000 monthly on USD cards (in some countries $3,000 daily and $10,000 monthly). The $5 welcome reward cannot be used to pay the card issuance fee. Tria Card: Annual memberships: Lite 20 USD, Pro 109 USD, Max 250 USD. ATM withdrawals cost 1 USD plus 1% of the amount, with a 750 USD maximum per transaction and 3 withdrawals per 24 hours. Card top-up minimums are 50 USD for Bitcoin and 10 USD for other supported tokens. Provider fees and regional terms change, so confirm on the official fee pages linked from each profile.
More comparisons
Spend figures are settled payments tracked by PaymentScan and republished by Castle Labs for October 2026; see the spend tracker for methodology and caveats. Ratings are computed from structured listing facts by a fixed formula; see how we rate. This comparison is educational content, not a personal recommendation.