RedotPay Card vs Wirex One Card
On real usage, RedotPay Card leads: $423.5M was spent with it in October 2026, against $54.8M for the other card. On our computed rating, RedotPay Card scores higher (6.0 vs 4.5 out of 10). The full side-by-side facts are below, taken from each card's directory profile.
| Fact | RedotPay Card | Wirex One Card |
|---|---|---|
| Our rating | 6.0 / 10 (provisional) | 4.5 / 10 (provisional) |
| Network | Card networks vary by region | Visa or Mastercard |
| Model | Prepaid · Debit | Debit · Prepaid |
| Card formats | Virtual · Physical | Virtual · Physical · Visa Signature Metal |
| Availability | RedotPay's Help Center (August 2026) lists around 40 unsupported countries and regions where registration and KYC are unavailable, including the United States, Mainland China, Russia, Iran, North Korea, Cuba, Syria, Myanmar, Venezuela, Ukraine, and Belarus. If you are physically located in a restricted area you cannot access the app at all. RedotPay P2P is available in 100+ countries and regions; the app shows the current list for your location. | Wirex advertises availability in 150+ countries, subject to product and jurisdictional restrictions. |
| Rewards | Standard cards have no cashback. RedotPay Pro (launched June 2026) costs $12.90/month or $129/year and pays 3% cashback on Apple Pay and Google Pay purchases, credited in USDs for future card spending. The monthly plan waives the $10 virtual card fee; the annual plan waives the $100 physical card fee, adds up to $1,000/month of ATM withdrawals without RedotPay's withdrawal fee, and adds 1% APY on RedotPay Earn balances where available. Membership fees are non-refundable and auto-renew. | Wirex advertises 0.5% to 8% cashback in USD depending on membership tier. |
| Pricing | The official fee schedule (effective December 1, 2025) lists a $10 virtual-card issuance fee and $100 physical-card issuance fee, with account maintenance waived. Virtual card replacement costs $5 for the first update and $10 for each subsequent update; standard-mail delivery of the physical card is waived. Spending: 1% crypto conversion fee on default-currency purchases, plus 1.2% on non-default currency purchases. ATM withdrawals: 2% on HKD cards, and 2% on USD cards up to $10,000 of monthly withdrawals, then 3%. Small purchases of $1 or less are free for the first 5 per card each month, then $0.20 each; declined transactions are free for the first 3 per card each month, then $0.50 each. Card limits: $100,000 per transaction, $1,000,000 daily; ATM withdrawals 3 per day and 30 per month, $3,750 daily and $50,000 monthly on USD cards (in some countries $3,000 daily and $10,000 monthly). The $5 welcome reward cannot be used to pay the card issuance fee. | The reviewed product page advertises no monthly or annual card fee; applicable terms and regional charges should be checked with Wirex. |
| Funding | Stablecoins and other supported assets are managed through the RedotPay app and converted for card spending or withdrawals. On-chain crypto deposits are free; bank-card top-ups cost 3% and Binance Pay top-ups cost 1%. Since November 2026 the app also offers a Buy Crypto flow for purchasing USDT and USDC with a credit or debit card saved to the app, so repeat purchases take one tap; the fee in RedotPay's launch video example works out to the same 3% as the published bank-card top-up fee. | Spend crypto and fiat through the Wirex One app; conversion and supported-asset details depend on the account and region. In October 2026 Wirex One was reported to support Apple Pay top-ups (no Wirex fee on local card top-ups, instant settlement; USD top-ups carry a conversion fee as payments process in EUR, and the user's card issuer may add its own fee; availability is region-dependent), with Google Pay top-ups also reported. |
| Spent in October 2026 | $423.5M · #1 of 28 tracked · Issuer-reported | $54.8M · #4 of 28 tracked · Onchain |
| Facts checked | 2026-11-12 | 2026-10-19 |
| Cashback used in our math | No cashback | 0.5% to 8% |
RedotPay Card
Stablecoin users who want a card plus app-based payment rails, subject to local availability.
Wirex One Card
People looking for a broad international card proposition with virtual, physical, and metal formats.
Questions about this pair
Which is used more, RedotPay Card or Wirex One Card?+
In October 2026, $423.5M was spent with RedotPay Card and $54.8M with Wirex One Card, across the programs tracked by PaymentScan and republished by Castle Labs. RedotPay Card is the more used of the two on that measure. One of these programs reports its own figures, which are not independently verified onchain.
Which pays better cashback, RedotPay Card or Wirex One Card?+
On the published terms in this directory, RedotPay Card lists: Standard cards have no cashback. RedotPay Pro (launched June 2026) costs $12.90/month or $129/year and pays 3% cashback on Apple Pay and Google Pay purchases, credited in USDs for future card spending. The monthly plan waives the $10 virtual card fee; the annual plan waives the $100 physical card fee, adds up to $1,000/month of ATM withdrawals without RedotPay's withdrawal fee, and adds 1% APY on RedotPay Earn balances where available. Membership fees are non-refundable and auto-renew. Wirex One Card lists: Wirex advertises 0.5% to 8% cashback in USD depending on membership tier. Headline rates come with caps, tiers and conditions, so check the worked examples on each profile before deciding.
How do the fees compare between RedotPay Card and Wirex One Card?+
RedotPay Card: The official fee schedule (effective December 1, 2025) lists a $10 virtual-card issuance fee and $100 physical-card issuance fee, with account maintenance waived. Virtual card replacement costs $5 for the first update and $10 for each subsequent update; standard-mail delivery of the physical card is waived. Spending: 1% crypto conversion fee on default-currency purchases, plus 1.2% on non-default currency purchases. ATM withdrawals: 2% on HKD cards, and 2% on USD cards up to $10,000 of monthly withdrawals, then 3%. Small purchases of $1 or less are free for the first 5 per card each month, then $0.20 each; declined transactions are free for the first 3 per card each month, then $0.50 each. Card limits: $100,000 per transaction, $1,000,000 daily; ATM withdrawals 3 per day and 30 per month, $3,750 daily and $50,000 monthly on USD cards (in some countries $3,000 daily and $10,000 monthly). The $5 welcome reward cannot be used to pay the card issuance fee. Wirex One Card: The reviewed product page advertises no monthly or annual card fee; applicable terms and regional charges should be checked with Wirex. Provider fees and regional terms change, so confirm on the official fee pages linked from each profile.
More comparisons
Spend figures are settled payments tracked by PaymentScan and republished by Castle Labs for October 2026; see the spend tracker for methodology and caveats. Ratings are computed from structured listing facts by a fixed formula; see how we rate. This comparison is educational content, not a personal recommendation.