RedotPay Card vs KAST Card
On real usage, RedotPay Card leads: $423.5M was spent with it in October 2026, against $121.0M for the other card. On our computed rating, RedotPay Card scores higher (6.0 vs 5.8 out of 10). The full side-by-side facts are below, taken from each card's directory profile.
| Fact | RedotPay Card | KAST Card |
|---|---|---|
| Our rating | 6.0 / 10 (provisional) | 5.8 / 10 (provisional) |
| Network | Card networks vary by region | Visa |
| Model | Prepaid · Debit | Prepaid · Debit |
| Card formats | Virtual · Physical | Virtual · Physical |
| Availability | RedotPay's Help Center (August 2026) lists around 40 unsupported countries and regions where registration and KYC are unavailable, including the United States, Mainland China, Russia, Iran, North Korea, Cuba, Syria, Myanmar, Venezuela, Ukraine, and Belarus. If you are physically located in a restricted area you cannot access the app at all. RedotPay P2P is available in 100+ countries and regions; the app shows the current list for your location. | 190+ countries per KAST; card eligibility and ID requirements vary by country. Not a bank; verify availability in the app. |
| Rewards | Standard cards have no cashback. RedotPay Pro (launched June 2026) costs $12.90/month or $129/year and pays 3% cashback on Apple Pay and Google Pay purchases, credited in USDs for future card spending. The monthly plan waives the $10 virtual card fee; the annual plan waives the $100 physical card fee, adds up to $1,000/month of ATM withdrawals without RedotPay's withdrawal fee, and adds 1% APY on RedotPay Earn balances where available. Membership fees are non-refundable and auto-renew. | Standard: 1.5% cashback. Premium: 2% cashback plus 1% back in points. Private: 3% cashback plus 2% back in points. USD Reserve account: 8% (Standard), 10% (Premium), 12% (Private) boosted annual reward rates until mid-2027, returning to 4% after. Boosted rates are funded by KAST as a promotion. Caps and excluded categories may apply; confirm in the app. |
| Pricing | The official fee schedule (effective December 1, 2025) lists a $10 virtual-card issuance fee and $100 physical-card issuance fee, with account maintenance waived. Virtual card replacement costs $5 for the first update and $10 for each subsequent update; standard-mail delivery of the physical card is waived. Spending: 1% crypto conversion fee on default-currency purchases, plus 1.2% on non-default currency purchases. ATM withdrawals: 2% on HKD cards, and 2% on USD cards up to $10,000 of monthly withdrawals, then 3%. Small purchases of $1 or less are free for the first 5 per card each month, then $0.20 each; declined transactions are free for the first 3 per card each month, then $0.50 each. Card limits: $100,000 per transaction, $1,000,000 daily; ATM withdrawals 3 per day and 30 per month, $3,750 daily and $50,000 monthly on USD cards (in some countries $3,000 daily and $10,000 monthly). The $5 welcome reward cannot be used to pay the card issuance fee. | Virtual card free in most regions ($2 in some regions); physical card 40 USD. Membership: Standard free, Premium 1,000 USD/year, Private 10,000 USD/year. Captured from the live app October 2026. |
| Funding | Stablecoins and other supported assets are managed through the RedotPay app and converted for card spending or withdrawals. On-chain crypto deposits are free; bank-card top-ups cost 3% and Binance Pay top-ups cost 1%. Since November 2026 the app also offers a Buy Crypto flow for purchasing USDT and USDC with a credit or debit card saved to the app, so repeat purchases take one tap; the fee in RedotPay's launch video example works out to the same 3% as the published bank-card top-up fee. | Fund with stablecoins; the app's deposit rules require USDT on Solana for the primary path. XRPL and Stellar deposits need a correct destination tag or memo. Wrong-network deposits may be permanently lost. Stablecoin top-ups carry no KAST fee. Taking money back out costs $1 + 0.1% on Solana and $6 + 0.1% on Ethereum for stablecoins. |
| Spent in October 2026 | $423.5M · #1 of 28 tracked · Issuer-reported | $121.0M · #3 of 28 tracked · Onchain, daily batches |
| Facts checked | 2026-11-12 | 2026-11-12 |
| Cashback used in our math | No cashback | 1.5% |
RedotPay Card
Stablecoin users who want a card plus app-based payment rails, subject to local availability.
KAST Card
Stablecoin holders who want tiered cashback plus yield on idle USD, and who are comfortable with the deposit network rules.
Questions about this pair
Which is used more, RedotPay Card or KAST Card?+
In October 2026, $423.5M was spent with RedotPay Card and $121.0M with KAST Card, across the programs tracked by PaymentScan and republished by Castle Labs. RedotPay Card is the more used of the two on that measure. One of these programs reports its own figures, which are not independently verified onchain.
Which pays better cashback, RedotPay Card or KAST Card?+
On the published terms in this directory, RedotPay Card lists: Standard cards have no cashback. RedotPay Pro (launched June 2026) costs $12.90/month or $129/year and pays 3% cashback on Apple Pay and Google Pay purchases, credited in USDs for future card spending. The monthly plan waives the $10 virtual card fee; the annual plan waives the $100 physical card fee, adds up to $1,000/month of ATM withdrawals without RedotPay's withdrawal fee, and adds 1% APY on RedotPay Earn balances where available. Membership fees are non-refundable and auto-renew. KAST Card lists: Standard: 1.5% cashback. Premium: 2% cashback plus 1% back in points. Private: 3% cashback plus 2% back in points. USD Reserve account: 8% (Standard), 10% (Premium), 12% (Private) boosted annual reward rates until mid-2027, returning to 4% after. Boosted rates are funded by KAST as a promotion. Caps and excluded categories may apply; confirm in the app. Headline rates come with caps, tiers and conditions, so check the worked examples on each profile before deciding.
How do the fees compare between RedotPay Card and KAST Card?+
RedotPay Card: The official fee schedule (effective December 1, 2025) lists a $10 virtual-card issuance fee and $100 physical-card issuance fee, with account maintenance waived. Virtual card replacement costs $5 for the first update and $10 for each subsequent update; standard-mail delivery of the physical card is waived. Spending: 1% crypto conversion fee on default-currency purchases, plus 1.2% on non-default currency purchases. ATM withdrawals: 2% on HKD cards, and 2% on USD cards up to $10,000 of monthly withdrawals, then 3%. Small purchases of $1 or less are free for the first 5 per card each month, then $0.20 each; declined transactions are free for the first 3 per card each month, then $0.50 each. Card limits: $100,000 per transaction, $1,000,000 daily; ATM withdrawals 3 per day and 30 per month, $3,750 daily and $50,000 monthly on USD cards (in some countries $3,000 daily and $10,000 monthly). The $5 welcome reward cannot be used to pay the card issuance fee. KAST Card: Virtual card free in most regions ($2 in some regions); physical card 40 USD. Membership: Standard free, Premium 1,000 USD/year, Private 10,000 USD/year. Captured from the live app October 2026. Provider fees and regional terms change, so confirm on the official fee pages linked from each profile.
More comparisons
Spend figures are settled payments tracked by PaymentScan and republished by Castle Labs for October 2026; see the spend tracker for methodology and caveats. Ratings are computed from structured listing facts by a fixed formula; see how we rate. This comparison is educational content, not a personal recommendation.