ether.fi Cash vs Tria Card
On real usage, ether.fi Cash leads: $141.9M was spent with it in October 2026, against $15.8M for the other card. On our computed rating, Tria Card scores higher (7.3 vs 6.8 out of 10). The full side-by-side facts are below, taken from each card's directory profile.
| Fact | ether.fi Cash | Tria Card |
|---|---|---|
| Our rating | 6.8 / 10 (provisional) | 7.3 / 10 (provisional) |
| Network | Visa | Visa |
| Model | Dual-mode · Self-custody | Debit · Self-custody |
| Card formats | Virtual · Physical | Virtual · Plastic · Metal Visa Signature |
| Availability | Bank transfers available in 162 countries including the US, UK, EU members, UAE, Pakistan, and India; not available in 24 jurisdictions including Russia, China, Belarus, Iran, and North Korea. Physical Cash card available in 31 US states; Belgium and Ireland are Cash-eligible but have no physical card delivery. xStocks trading available in supported EU countries. | Tria advertises card spending in 150+ countries; confirm current country eligibility in the application flow. |
| Rewards | 3% cashback on card spend (4% on VIP), 5% cashback on ether.fi Travel bookings plus up to 65% off hotels and flights. Monthly caps: Core up to $2,000, Luxe up to $10,000, Pinnacle up to $50,000. | Boosted cashback applies to the first slice of monthly spend, then drops: Lite 1.5% on first 1,000 USD/month then 0.5% unlimited; Pro 4.5% on first 1,000 USD/month then 1% unlimited; Max 6% on first 2,000 USD/month then 1% unlimited. The app showed a 10 USD joining bonus during our review, marked as time-limited. |
| Pricing | Annual fee $0. Deposit $10 to activate card (not a fee, spendable). Virtual card fee $10 (Core/Luxe/Pinnacle), free on VIP. Physical card: $50 Core, $100 Luxe/Pinnacle, free on VIP. ATM: $5,000 per transaction, 5 withdrawals per rolling 24h, $25,000 daily limit (all tiers). FX markup: 0.5% Core, 0.25% Luxe, none on Pinnacle/VIP. | Annual memberships: Lite 20 USD, Pro 109 USD, Max 250 USD. ATM withdrawals cost 1 USD plus 1% of the amount, with a 750 USD maximum per transaction and 3 withdrawals per 24 hours. Card top-up minimums are 50 USD for Bitcoin and 10 USD for other supported tokens. |
| Funding | Crypto deposits carry no ether.fi deposit fee; you pay network gas only. Deposit supported crypto into a non-custodial ether.fi Vault; funds become available for spending in Direct Pay mode or serve as collateral in Borrow mode. Bank transfer funding: USD ACH ($0.50 + 0.10%), USD wire/SWIFT ($20 + 0.10%), EUR SEPA, GBP Faster Payments, AUD, MXN, COP, AED local transfers. | Top up the card from nine networks: Bitcoin, Ethereum, Polygon, Base, Arbitrum, Optimism, BSC, Aptos, and Solana. Minimums are 50 USD for BTC and 10 USD for other tokens. Gasless deposits on most chains, except Solana which needs native SOL for gas. Direct SOL deposits are not supported; convert SOL first. Avalanche is not supported for card top-ups. Tria charges no top-up fee itself, but a provider fee applies to swaps and routing and varies with the network, liquidity, and route. TRON top-ups need native TRX for gas. |
| Spent in October 2026 | $141.9M · #2 of 28 tracked · Onchain | $15.8M · #9 of 28 tracked · Onchain |
| Facts checked | 2026-11-12 | 2026-11-12 |
| Cashback used in our math | up to 65%, cap $2,000/month | 1.5% |
ether.fi Cash
Crypto holders who want credit-card spending power without selling their assets or giving up custody, plus travel perks.
Tria Card
Self-custody believers who want a Visa card with tiered cashback and can spend enough to justify a membership.
Questions about this pair
Which is used more, ether.fi Cash or Tria Card?+
In October 2026, $141.9M was spent with ether.fi Cash and $15.8M with Tria Card, across the programs tracked by PaymentScan and republished by Castle Labs. ether.fi Cash is the more used of the two on that measure. Both figures are settled payments, not top-ups.
Which pays better cashback, ether.fi Cash or Tria Card?+
On the published terms in this directory, ether.fi Cash lists: 3% cashback on card spend (4% on VIP), 5% cashback on ether.fi Travel bookings plus up to 65% off hotels and flights. Monthly caps: Core up to $2,000, Luxe up to $10,000, Pinnacle up to $50,000. Tria Card lists: Boosted cashback applies to the first slice of monthly spend, then drops: Lite 1.5% on first 1,000 USD/month then 0.5% unlimited; Pro 4.5% on first 1,000 USD/month then 1% unlimited; Max 6% on first 2,000 USD/month then 1% unlimited. The app showed a 10 USD joining bonus during our review, marked as time-limited. Headline rates come with caps, tiers and conditions, so check the worked examples on each profile before deciding.
How do the fees compare between ether.fi Cash and Tria Card?+
ether.fi Cash: Annual fee $0. Deposit $10 to activate card (not a fee, spendable). Virtual card fee $10 (Core/Luxe/Pinnacle), free on VIP. Physical card: $50 Core, $100 Luxe/Pinnacle, free on VIP. ATM: $5,000 per transaction, 5 withdrawals per rolling 24h, $25,000 daily limit (all tiers). FX markup: 0.5% Core, 0.25% Luxe, none on Pinnacle/VIP. Tria Card: Annual memberships: Lite 20 USD, Pro 109 USD, Max 250 USD. ATM withdrawals cost 1 USD plus 1% of the amount, with a 750 USD maximum per transaction and 3 withdrawals per 24 hours. Card top-up minimums are 50 USD for Bitcoin and 10 USD for other supported tokens. Provider fees and regional terms change, so confirm on the official fee pages linked from each profile.
More comparisons
Spend figures are settled payments tracked by PaymentScan and republished by Castle Labs for October 2026; see the spend tracker for methodology and caveats. Ratings are computed from structured listing facts by a fixed formula; see how we rate. This comparison is educational content, not a personal recommendation.