ether.fi Cash vs Wirex One Card
On real usage, ether.fi Cash leads: $141.9M was spent with it in October 2026, against $54.8M for the other card. On our computed rating, ether.fi Cash scores higher (6.8 vs 4.5 out of 10). The full side-by-side facts are below, taken from each card's directory profile.
| Fact | ether.fi Cash | Wirex One Card |
|---|---|---|
| Our rating | 6.8 / 10 (provisional) | 4.5 / 10 (provisional) |
| Network | Visa | Visa or Mastercard |
| Model | Dual-mode · Self-custody | Debit · Prepaid |
| Card formats | Virtual · Physical | Virtual · Physical · Visa Signature Metal |
| Availability | Bank transfers available in 162 countries including the US, UK, EU members, UAE, Pakistan, and India; not available in 24 jurisdictions including Russia, China, Belarus, Iran, and North Korea. Physical Cash card available in 31 US states; Belgium and Ireland are Cash-eligible but have no physical card delivery. xStocks trading available in supported EU countries. | Wirex advertises availability in 150+ countries, subject to product and jurisdictional restrictions. |
| Rewards | 3% cashback on card spend (4% on VIP), 5% cashback on ether.fi Travel bookings plus up to 65% off hotels and flights. Monthly caps: Core up to $2,000, Luxe up to $10,000, Pinnacle up to $50,000. | Wirex advertises 0.5% to 8% cashback in USD depending on membership tier. |
| Pricing | Annual fee $0. Deposit $10 to activate card (not a fee, spendable). Virtual card fee $10 (Core/Luxe/Pinnacle), free on VIP. Physical card: $50 Core, $100 Luxe/Pinnacle, free on VIP. ATM: $5,000 per transaction, 5 withdrawals per rolling 24h, $25,000 daily limit (all tiers). FX markup: 0.5% Core, 0.25% Luxe, none on Pinnacle/VIP. | The reviewed product page advertises no monthly or annual card fee; applicable terms and regional charges should be checked with Wirex. |
| Funding | Crypto deposits carry no ether.fi deposit fee; you pay network gas only. Deposit supported crypto into a non-custodial ether.fi Vault; funds become available for spending in Direct Pay mode or serve as collateral in Borrow mode. Bank transfer funding: USD ACH ($0.50 + 0.10%), USD wire/SWIFT ($20 + 0.10%), EUR SEPA, GBP Faster Payments, AUD, MXN, COP, AED local transfers. | Spend crypto and fiat through the Wirex One app; conversion and supported-asset details depend on the account and region. In October 2026 Wirex One was reported to support Apple Pay top-ups (no Wirex fee on local card top-ups, instant settlement; USD top-ups carry a conversion fee as payments process in EUR, and the user's card issuer may add its own fee; availability is region-dependent), with Google Pay top-ups also reported. |
| Spent in October 2026 | $141.9M · #2 of 28 tracked · Onchain | $54.8M · #4 of 28 tracked · Onchain |
| Facts checked | 2026-11-12 | 2026-10-19 |
| Cashback used in our math | up to 65%, cap $2,000/month | 0.5% to 8% |
ether.fi Cash
Crypto holders who want credit-card spending power without selling their assets or giving up custody, plus travel perks.
Wirex One Card
People looking for a broad international card proposition with virtual, physical, and metal formats.
Questions about this pair
Which is used more, ether.fi Cash or Wirex One Card?+
In October 2026, $141.9M was spent with ether.fi Cash and $54.8M with Wirex One Card, across the programs tracked by PaymentScan and republished by Castle Labs. ether.fi Cash is the more used of the two on that measure. Both figures are settled payments, not top-ups.
Which pays better cashback, ether.fi Cash or Wirex One Card?+
On the published terms in this directory, ether.fi Cash lists: 3% cashback on card spend (4% on VIP), 5% cashback on ether.fi Travel bookings plus up to 65% off hotels and flights. Monthly caps: Core up to $2,000, Luxe up to $10,000, Pinnacle up to $50,000. Wirex One Card lists: Wirex advertises 0.5% to 8% cashback in USD depending on membership tier. Headline rates come with caps, tiers and conditions, so check the worked examples on each profile before deciding.
How do the fees compare between ether.fi Cash and Wirex One Card?+
ether.fi Cash: Annual fee $0. Deposit $10 to activate card (not a fee, spendable). Virtual card fee $10 (Core/Luxe/Pinnacle), free on VIP. Physical card: $50 Core, $100 Luxe/Pinnacle, free on VIP. ATM: $5,000 per transaction, 5 withdrawals per rolling 24h, $25,000 daily limit (all tiers). FX markup: 0.5% Core, 0.25% Luxe, none on Pinnacle/VIP. Wirex One Card: The reviewed product page advertises no monthly or annual card fee; applicable terms and regional charges should be checked with Wirex. Provider fees and regional terms change, so confirm on the official fee pages linked from each profile.
More comparisons
Spend figures are settled payments tracked by PaymentScan and republished by Castle Labs for October 2026; see the spend tracker for methodology and caveats. Ratings are computed from structured listing facts by a fixed formula; see how we rate. This comparison is educational content, not a personal recommendation.