AmexCoinbase (via Cardless; issued by First Electronic Bank) · Amex
Coinbase One Card
The Coinbase One Card is an Amex credit card offered through Coinbase and Cardless, issued by First Electronic Bank. It is only available to paid Coinbase One members and earns bitcoin back at tiered rates of 2%, 2.5%, 3%, and 4% based on assets held on Coinbase. The higher tiers are capped at a combined $10,000 in eligible purchases per month, and travel booked through the Coinbase portal earns an unlimited 5% back in bitcoin.
Published 25 August 2026 · facts checked 2026-10-14. Image: Official product page linked; artwork being sourced. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Dual-mode
Availability
US only, excluding US territories; requires an active paid Coinbase One membership and credit approval.
Card formats
Virtual · Physical
Verification
Must be 18+, a US resident, a Coinbase account holder, and an active paid Coinbase One member; credit check on acceptance.
What it is
The product in plain English
American Express credit card for Coinbase One members that earns 2% to 4% back in bitcoin based on assets held.
Best fit, not a ranking: US Coinbase power users who hold significant assets on the platform and want tiered bitcoin rewards on credit spending.
Money movement
How the card is funded
Credit card: spending draws on the credit line; a secured version funded with a USDC deposit may be offered.
Rewards: 2% to 4% back in bitcoin based on assets held on Coinbase; 2.5% to 4% tiers capped at $10,000 in eligible purchases per month; unlimited 5% back on travel booked via Coinbase One Card Travel.
Cost reality
Read beyond the headline
No fee to apply beyond the Coinbase One membership (annual plan from $49.99); standard credit card terms apply.
Caution: This is a credit card requiring credit approval and a paid membership, and bitcoin rewards fluctuate in value and are charged back on refunds.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-14. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Amex payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does Coinbase One Card cost?+
No fee to apply beyond the Coinbase One membership (annual plan from $49.99); standard credit card terms apply. Provider fees and regional terms can change, so use the linked fee details before applying.
How is Coinbase One Card funded?+
Credit card: spending draws on the credit line; a secured version funded with a USDC deposit may be offered.
Where is Coinbase One Card available?+
US only, excluding US territories; requires an active paid Coinbase One membership and credit approval.
What should I verify before choosing Coinbase One Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.