Crypto Cards Available in the US

Rewards: Category-tiered crypto rewards including a 4% tier capped at 300 USD in monthly category spend (additional spend earns 1%), and 1% back on everything else. Rewards deposited automatically in the chosen cryptocurrency.

Fees: No annual fee and no foreign transaction fees.

Availability: Available to eligible individuals in all 50 US states.

Rewards: 2% to 4% back in bitcoin based on assets held on Coinbase; 2.5% to 4% tiers capped at $10,000 in eligible purchases per month; unlimited 5% back on travel booked via Coinbase One Card Travel.

Fees: No fee to apply beyond the Coinbase One membership (annual plan from $49.99); standard credit card terms apply.

Availability: US only, excluding US territories; requires an active paid Coinbase One membership and credit approval.

Rewards: Optional crypto rewards for eligible US card users; the rate is variable and should be checked in the Coinbase app.

Fees: No Coinbase transaction fees or annual fee are advertised on the reviewed page; a spread may apply when crypto is bought, sold, or traded.

Availability: United States; Coinbase says all states except Hawaii on the reviewed page.

Rewards: 1.5% back in bitcoin uncapped; up to 5% on the first $5,000 of monthly spend with a $100,000 Reserve balance; extra 0.5% when paying the bill with bitcoin.

Fees: No monthly fee advertised for reward tiers; variable APR applies per the Cardholder Agreement.

Availability: United States.

Rewards: Elite: 4% XRP back on crypto/metals-funded spending, 3% on fiat/stablecoin-funded spending, up to $300 per month. Essential: 2% XRP back, up to $120 per month. Rates valid 3 months after activation for newer activations.

Fees: Elite: $99.99 per year, no FX or ATM fees. Essential: free, $2.95 ATM fee, 1.5% FX fee.

Availability: Available in the US excluding Louisiana, New York, and US territories; no credit check required.

Rewards: 3% cashback in the top spend category, 2% in the second, 1% on everything else; optional auto-purchase of crypto with cashback.

Fees: No annual fee advertised; standard credit card APR and fees apply per cardholder terms.

Availability: Available in the US only; subject to credit approval.

Rewards: 1% back in crypto on all purchases.

Fees: No sign-up or annual fees per the launch announcement.

Availability: United States residents at launch; wider rollout was planned.

Rewards: No rewards advertised.

Fees: No conversion fees per the official launch announcement; other fees not disclosed on the reviewed pages.

Availability: United States only; applicants must be 18 or older.

Rewards: The official Rizon product materials advertise cashback, with the applicable amount and conditions dependent on card type, account, and current terms.

Fees: Rizon directs users to its fees-and-limits page for current card, spending, withdrawal, and account costs rather than publishing one universal price on the card landing page.

Availability: The official services notice limits the intended audience to residents and domiciled individuals in the United States or certain Latin American countries, subject to licensing.