Plasma One Card vs Tria Card
On real usage, Plasma One Card leads: $30.2M was spent with it in October 2026, against $15.8M for the other card. On our computed rating, Tria Card scores higher (7.3 vs 6.1 out of 10). The full side-by-side facts are below, taken from each card's directory profile.
| Fact | Plasma One Card | Tria Card |
|---|---|---|
| Our rating | 6.1 / 10 (provisional) | 7.3 / 10 (provisional) |
| Network | Visa | Visa |
| Model | Self-custody | Debit · Self-custody |
| Card formats | Virtual · Physical | Virtual · Plastic · Metal Visa Signature |
| Availability | Provider does not publish a specific country list on the reviewed page. | Tria advertises card spending in 150+ countries; confirm current country eligibility in the application flow. |
| Rewards | XPL cashback: 2% on Lite (first $500/month, then 0.1%), 3% on Premium (first $1,000/month, then 2% on the next $1,000, 1% on the next $1,000, 0.25% after), 4% on Platinum (first $3,000/month). Premium's AI benefit is a $200 per year AI spend credit, allocated monthly across an expanded list of AI providers; it replaced the old Core AI cashback bands and ChatGPT Go rebate on 11 November 2026. Premium also adds local merchant rewards in Dubai, London and New York. | Boosted cashback applies to the first slice of monthly spend, then drops: Lite 1.5% on first 1,000 USD/month then 0.5% unlimited; Pro 4.5% on first 1,000 USD/month then 1% unlimited; Max 6% on first 2,000 USD/month then 1% unlimited. The app showed a 10 USD joining bonus during our review, marked as time-limited. |
| Pricing | Lite tier free; Premium (formerly Core) $600 per year or 20,000 XPL lock (about $1,050 at November 2026 prices); Platinum requires 100,000 XPL lock (promotional, rising to 150,000 XPL after). FX: 0% on the first $3,000 of monthly card spend on Premium (Core previously charged 0.5% plus about 1% Visa network FX), 0% on Platinum, 1% markup on Lite plus a Visa network FX fee of about 1%. Bank withdrawals: 0.75% to 1% on Lite, 0.25% to 0.35% on Premium. Existing Core members keep their current benefits until their term ends, then renew at the Premium price with at least 30 days notice. | Annual memberships: Lite 20 USD, Pro 109 USD, Max 250 USD. ATM withdrawals cost 1 USD plus 1% of the amount, with a 750 USD maximum per transaction and 3 withdrawals per 24 hours. Card top-up minimums are 50 USD for Bitcoin and 10 USD for other supported tokens. |
| Funding | Spends self-custodied stablecoins through the Plasma card program, issued via Rain infrastructure. Direct ETH and HYPE deposits and spending were added on October 28, 2026. Stablecoin balances can earn yield through DeFi protocols within the Plasma ecosystem. Crypto deposits carry a Plasma fee of 0.15% to 0.75% on every tier, plus network and bridge fees; a swap fee applies to USDC deposits, while USDT deposits skip the swap fee. | Top up the card from nine networks: Bitcoin, Ethereum, Polygon, Base, Arbitrum, Optimism, BSC, Aptos, and Solana. Minimums are 50 USD for BTC and 10 USD for other tokens. Gasless deposits on most chains, except Solana which needs native SOL for gas. Direct SOL deposits are not supported; convert SOL first. Avalanche is not supported for card top-ups. Tria charges no top-up fee itself, but a provider fee applies to swaps and routing and varies with the network, liquidity, and route. TRON top-ups need native TRX for gas. |
| Spent in October 2026 | $30.2M · #6 of 28 tracked · Onchain | $15.8M · #9 of 28 tracked · Onchain |
| Facts checked | 2026-11-12 | 2026-11-12 |
| Cashback used in our math | 2%, cap $500/month | 1.5% |
Plasma One Card
High-spending stablecoin users who can justify a paid tier or XPL lock for up to 4% cashback.
Tria Card
Self-custody believers who want a Visa card with tiered cashback and can spend enough to justify a membership.
Questions about this pair
Which is used more, Plasma One Card or Tria Card?+
In October 2026, $30.2M was spent with Plasma One Card and $15.8M with Tria Card, across the programs tracked by PaymentScan and republished by Castle Labs. Plasma One Card is the more used of the two on that measure. Both figures are settled payments, not top-ups.
Which pays better cashback, Plasma One Card or Tria Card?+
On the published terms in this directory, Plasma One Card lists: XPL cashback: 2% on Lite (first $500/month, then 0.1%), 3% on Premium (first $1,000/month, then 2% on the next $1,000, 1% on the next $1,000, 0.25% after), 4% on Platinum (first $3,000/month). Premium's AI benefit is a $200 per year AI spend credit, allocated monthly across an expanded list of AI providers; it replaced the old Core AI cashback bands and ChatGPT Go rebate on 11 November 2026. Premium also adds local merchant rewards in Dubai, London and New York. Tria Card lists: Boosted cashback applies to the first slice of monthly spend, then drops: Lite 1.5% on first 1,000 USD/month then 0.5% unlimited; Pro 4.5% on first 1,000 USD/month then 1% unlimited; Max 6% on first 2,000 USD/month then 1% unlimited. The app showed a 10 USD joining bonus during our review, marked as time-limited. Headline rates come with caps, tiers and conditions, so check the worked examples on each profile before deciding.
How do the fees compare between Plasma One Card and Tria Card?+
Plasma One Card: Lite tier free; Premium (formerly Core) $600 per year or 20,000 XPL lock (about $1,050 at November 2026 prices); Platinum requires 100,000 XPL lock (promotional, rising to 150,000 XPL after). FX: 0% on the first $3,000 of monthly card spend on Premium (Core previously charged 0.5% plus about 1% Visa network FX), 0% on Platinum, 1% markup on Lite plus a Visa network FX fee of about 1%. Bank withdrawals: 0.75% to 1% on Lite, 0.25% to 0.35% on Premium. Existing Core members keep their current benefits until their term ends, then renew at the Premium price with at least 30 days notice. Tria Card: Annual memberships: Lite 20 USD, Pro 109 USD, Max 250 USD. ATM withdrawals cost 1 USD plus 1% of the amount, with a 750 USD maximum per transaction and 3 withdrawals per 24 hours. Card top-up minimums are 50 USD for Bitcoin and 10 USD for other supported tokens. Provider fees and regional terms change, so confirm on the official fee pages linked from each profile.
More comparisons
Spend figures are settled payments tracked by PaymentScan and republished by Castle Labs for October 2026; see the spend tracker for methodology and caveats. Ratings are computed from structured listing facts by a fixed formula; see how we rate. This comparison is educational content, not a personal recommendation.