VisaOnboard · Visa
Onboard Card
Onboard offers Flex Visa cards in virtual and physical formats linked to its USD accounts for freelancers and remote workers. The first card is free and additional cards cost 2 USD, funding carries a 1.25% fee, and USD transactions are free while FX transactions cost 0.30 USD plus 1.5%. Cards can be funded with USD, USDT or USDC stablecoins, or local currency such as NGN, IDR and KES, and work with Apple Pay and Google Pay.
Published 25 August 2026 · facts checked 2026-10-15. Image: Placeholder image. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Prepaid
Availability
Available to Onboard users in supported countries including Nigeria, Kenya and Indonesia.
Card formats
Virtual · Physical
Verification
Identity verification required.
What it is
The product in plain English
Virtual and physical USD Visa cards from Onboard, funded with dollars, stablecoins or local currency.
Best fit, not a ranking: Freelancers in Africa and Asia who earn in USD or stablecoins and want a card for global spending.
Money movement
How the card is funded
Fund with USD, USDT or USDC stablecoins, or local currency (NGN, IDR, KES) via the Onboard app.
Rewards: No cashback advertised.
Cost reality
Read beyond the headline
First card free, additional cards 2 USD; 1.25% card funding fee; FX transactions 0.30 USD + 1.5%; USD transactions free (per the Onboard help center).
Caution: Funding and FX fees apply on most loads and non-USD spending, so check the help center fee table for current rates.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-15. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Visa payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does Onboard Card cost?+
First card free, additional cards 2 USD; 1.25% card funding fee; FX transactions 0.30 USD + 1.5%; USD transactions free (per the Onboard help center). Provider fees and regional terms can change, so use the linked fee details before applying.
How is Onboard Card funded?+
Fund with USD, USDT or USDC stablecoins, or local currency (NGN, IDR, KES) via the Onboard app.
Where is Onboard Card available?+
Available to Onboard users in supported countries including Nigeria, Kenya and Indonesia.
What should I verify before choosing Onboard Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.