VisaMoneyGram · Visa
MoneyGram Card
The MoneyGram Card (launched September 10, 2026) lets users hold a USDC dollar balance in the MoneyGram app and spend it anywhere Visa is accepted, or pick up local currency at MoneyGram agent locations. It runs on Stellar; MoneyGram's own MGUSD stablecoin (issued by Bridge, a Stripe company) is planned. No monthly or annual fee; purchase fee waived at launch. Live in Colombia only, with Latin American expansion planned. An undisclosed inactivity fee may apply after 3 months of no use, and the FX/conversion spread is not published. Do not confuse with the old MoneyGram Account Visa debit (Pathward-issued, fiat-based), discontinued December 2025.
Published 25 August 2026 · facts checked 2026-10-19. Image: Official product page linked; artwork being sourced. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Debit
Availability
Colombia only at launch. Latin American expansion planned, no countries named.
Card formats
Virtual
Verification
Must complete MoneyGram's KYC checks and live in an active market.
What it is
The product in plain English
MoneyGram's stablecoin-backed Visa card, live in Colombia: hold a USDC dollar balance in the app and spend it anywhere Visa is accepted.
Best fit, not a ranking: Colombians receiving remittances who want to hold dollars in-app and spend directly instead of cashing out at once.
Money movement
How the card is funded
USDC stablecoin balance at launch (runs on Stellar); MGUSD planned. Ties into MoneyGram's cash network (~500k locations) for local-currency pickup.
Rewards: No cashback or rewards announced.
Cost reality
Read beyond the headline
No monthly or annual fee. Purchase fee waived at launch. Inactivity fee may apply after 3 months of no use (amount not disclosed).
Caution: The balance is explicitly not a bank account or fiat deposit; do not assume deposit insurance. The FX/conversion markup is unpublished, so the true cost of spending is unknown. Colombia-only for now. Virtual only until late 2026; no ATM access yet.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-19. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
No monthly or annual fee
Spend stable dollars directly at any Visa merchant, no manual conversion step
Ties into MoneyGram's cash network (~500k locations) for local-currency pickup
Apple Wallet / Google Wallet tap-to-pay
In-app freeze/unfreeze
Potential trade-offs
What to verify
Colombia only, no timeline for other markets
FX spread not published; the real cost is opaque
No cashback or rewards
Virtual only until late 2026, no ATM access yet
Not a bank deposit; no deposit insurance stated
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does MoneyGram Card cost?+
No monthly or annual fee. Purchase fee waived at launch. Inactivity fee may apply after 3 months of no use (amount not disclosed). Provider fees and regional terms can change, so use the linked fee details before applying.
How is MoneyGram Card funded?+
USDC stablecoin balance at launch (runs on Stellar); MGUSD planned. Ties into MoneyGram's cash network (~500k locations) for local-currency pickup.
Where is MoneyGram Card available?+
Colombia only at launch. Latin American expansion planned, no countries named.
What should I verify before choosing MoneyGram Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.