MastercardDigiFinex · Mastercard
DigiFinex DiCard
DiCard is a virtual USD Mastercard from the DigiFinex exchange, topped up with USDT. DigiFinex publishes an unusually detailed fee schedule: a $5 application fee, 1.3% top-up fee, $0.25 to $0.50 per transaction, 1.5% foreign exchange fee, and no annual fee. The transparency makes it easy to compare against other prepaid crypto cards.
Published 25 August 2026 · facts checked 2026-10-15. Image: Placeholder image. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Prepaid
Availability
Provider does not publish a specific country list on the reviewed page.
Card formats
Virtual
Verification
KYC required through a DigiFinex account.
What it is
The product in plain English
A virtual USD Mastercard from DigiFinex funded by USDT top-ups, with a clearly published fee schedule.
Best fit, not a ranking: DigiFinex users who want a USD virtual card with fully published fees and no annual charge.
Money movement
How the card is funded
Topped up with USDT from the user's DigiFinex balance.
Rewards: No cashback advertised.
Cost reality
Read beyond the headline
$5 application fee; 1.3% top-up fee; $0.25 to $0.50 per transaction; 1.5% FX fee; $0 annual fee.
Caution: Per-transaction and top-up fees add up on small purchases; it suits larger planned spends.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-15. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Mastercard payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does DigiFinex DiCard cost?+
$5 application fee; 1.3% top-up fee; $0.25 to $0.50 per transaction; 1.5% FX fee; $0 annual fee. Provider fees and regional terms can change, so use the linked fee details before applying.
How is DigiFinex DiCard funded?+
Topped up with USDT from the user's DigiFinex balance.
Where is DigiFinex DiCard available?+
Provider does not publish a specific country list on the reviewed page.
What should I verify before choosing DigiFinex DiCard?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.