VisaDeCard (DCS) · Visa
DeCard
DeCard is a Visa credit card issued in Singapore by DCS that lets cardholders repay balances with stablecoins such as USDT and USDC. The standard card carries no annual fee and earns DePoints at 1 point per dollar spent. A paid Luminaries tier at $388 per year adds tiered cashback of up to 10%, capped at $200 per month, aimed at heavy spenders.
Published 25 August 2026 · facts checked 2026-10-15. Image: Placeholder image. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Dual-mode
Availability
Singapore.
Card formats
Virtual · Physical
Verification
KYC and credit assessment required through the DeCard application.
What it is
The product in plain English
A Singapore-issued Visa credit card that can be repaid in USDT or USDC, with DePoints on every dollar spent.
Best fit, not a ranking: Singapore-based users who want a real credit card that settles in stablecoins.
Money movement
How the card is funded
Credit line repaid with USDT or USDC.
Rewards: DePoints at 1 per $1 on the standard card; Luminaries tier offers tiered cashback up to 10% capped at $200 per month.
Cost reality
Read beyond the headline
Standard card: no annual fee. Luminaries tier: $388 per year.
Caution: It is a credit product, so missed repayments can incur interest and affect credit standing.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-15. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Visa payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does DeCard cost?+
Standard card: no annual fee. Luminaries tier: $388 per year. Provider fees and regional terms can change, so use the linked fee details before applying.
How is DeCard funded?+
Credit line repaid with USDT or USDC.
Where is DeCard available?+
Singapore.
What should I verify before choosing DeCard?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.