VisaBix · Visa
Bix Card
The Bix Card pairs a self-custody wallet (Shamir's Secret Sharing key sharding, audited by Cure53, Zellic, and Doyensec, plus SOC2 Type II) with a virtual Visa card. Users hold USDC and USDT across Ethereum, BNB Smart Chain, Base, Solana, and Optimism with no funding fees, and merchants settle in fiat. Standard membership is free with a $9.99 one-time virtual card issuance; a Plus tier at $119/year is in development. Available in 29 US states; no international availability published. No cashback yet; a rewards program is listed as coming soon.
Published 25 August 2026 · facts checked 2026-10-19. Image: Official product page linked; artwork being sourced. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Debit · Self-custody
Availability
29 US states, subject to identity verification. Targeting 49 states within 6-8 months, subject to approvals. No international availability published.
Card formats
Virtual
Verification
Identity verification required; eligible US state residency required.
What it is
The product in plain English
Self-custody stablecoin wallet paired with a Visa card for US users: hold USDC/USDT across five chains and spend anywhere Visa is accepted.
Best fit, not a ranking: US-based stablecoin holders who want to spend crypto without off-ramping through an exchange and value self-custody over cashback.
Money movement
How the card is funded
USDC and USDT across Ethereum, BNB Smart Chain, Base, Solana, and Optimism. No funding fees. In-app cross-chain swaps. 1% FX fee on applicable foreign-currency purchases.
Rewards: None currently; BIX Rewards program listed as coming soon.
Cost reality
Read beyond the headline
Standard membership free. Virtual Visa: $9.99 one-time issuance. BIX Plus (in development): $119/year. Physical cards planned at $99.
Caution: Cayman Islands entity, not a bank. Expansion depends on regulatory approvals outside their control. Card issuer not published. No cashback yet. $9.99 virtual card fee while competitors issue free.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-19. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
True self-custody with Shamir key sharding; triple-audited (Cure53, Zellic, Doyensec) plus SOC2 Type II
No funding fees; multi-chain USDC/USDT support
Apple Pay/Google Pay compatible
Clear roadmap toward virtual bank accounts (ACH/SEPA/SWIFT, IBANs)
Potential trade-offs
What to verify
US-only, 29 states, no published international timeline
No cashback or rewards yet
Issuer and full fee schedule not published
$9.99 virtual card fee while competitors issue free
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does Bix Card cost?+
Standard membership free. Virtual Visa: $9.99 one-time issuance. BIX Plus (in development): $119/year. Physical cards planned at $99. Provider fees and regional terms can change, so use the linked fee details before applying.
How is Bix Card funded?+
USDC and USDT across Ethereum, BNB Smart Chain, Base, Solana, and Optimism. No funding fees. In-app cross-chain swaps. 1% FX fee on applicable foreign-currency purchases.
Where is Bix Card available?+
29 US states, subject to identity verification. Targeting 49 states within 6-8 months, subject to approvals. No international availability published.
What should I verify before choosing Bix Card?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.