MastercardARQ (formerly DolarApp) · Mastercard
ARQ Card (formerly DolarApp)
ARQ, formerly DolarApp, offers a digital dollar and euro account with an international Mastercard debit card and a Prestige credit card option. Users hold digital dollars backed by USDC, convert at the interbank rate, and spend globally with the card. The app reports more than 2 million users.
Published 25 August 2026 · facts checked 2026-10-14. Image: Official product page linked; artwork being sourced. Terms can change.
Affiliate disclosure: The highlighted check-card button may be a referral link. It does not change the editorial facts, guarantee approval, or make this a personal recommendation.
Product model
Debit
Availability
Available in Mexico, Colombia and other Latin American markets; US account details (ACH and wire) included.
Card formats
Virtual · Physical
Verification
Identity verification required on signup.
What it is
The product in plain English
International Mastercard debit card linked to a digital dollar and euro account.
Best fit, not a ranking: Mexicans and Colombians who earn or save in dollars and spend internationally.
Money movement
How the card is funded
Digital dollar (USDC-based) and euro balances in the ARQ app.
Rewards: Rewards not disclosed on the reviewed pages.
Cost reality
Read beyond the headline
Not disclosed on the reviewed pages.
Caution: ARQ is not a bank; users should confirm current fee and availability terms in the app.
Getting started
How people apply
Start with the provider’s official onboarding flow, then confirm the card, issuer, and funding terms for your region.
What changed recently
Update trail
The provider’s current product page is the update source. Fees, eligibility, rewards, and availability should be rechecked before applying.
Last editorial check: 2026-10-14. CryptosBeginner does not automatically guarantee that provider pages remain unchanged after this date.
Potential upsides
What stands out
Virtual option is listed by the provider
Mastercard payment rail is described on the source page
Official source and fee links are included
Potential trade-offs
What to verify
Eligibility depends on residence and provider approval
The headline fee or reward may not cover every charge
Current terms should be checked before funding or applying
Before you apply
Five checks that prevent bad comparisons
01
Country
Confirm the product is actually available at your address.
02
Funding
Know whether you spend cash, converted crypto, or borrowed value.
03
Fees
Look for spreads, FX, ATM, top-up, and subscription charges.
04
Issuer
The brand on the card may not be the legal issuer.
05
Tax
Spending crypto can create tax consequences in some jurisdictions.
FAQs
Questions readers ask before applying
What does ARQ Card (formerly DolarApp) cost?+
Not disclosed on the reviewed pages. Provider fees and regional terms can change, so use the linked fee details before applying.
How is ARQ Card (formerly DolarApp) funded?+
Digital dollar (USDC-based) and euro balances in the ARQ app.
Where is ARQ Card (formerly DolarApp) available?+
Available in Mexico, Colombia and other Latin American markets; US account details (ACH and wire) included.
What should I verify before choosing ARQ Card (formerly DolarApp)?+
Check the provider’s current country eligibility, issuer, verification process, funding route, complete fee schedule, limits, and tax treatment before making your own decision. This profile is educational comparison content, not a personal recommendation.